FS25 Misc

This mod makes the credit system a bit more realistic. However, the standard game credits will be deactivated. If a farm still has a loan, it will be transferred to the new system.

With this system it is possible to take annuity loans. For this, a loan with a fixed amount, a term and a loan interest rate is concluded. This calculates the monthly installment, which is debited at the end of each month.
The bank requires collateral here, so the maximum loan amount is calculated from the current sales value of your vehicles, fields (60%), cash and your already current loans.
To make this a bit more realistic the loan rate can go up, down or stay the same each month. This makes it all the more crucial when the loan is taken out. However, you can also change this variable loan interest rate to a fixed loan interest rate in the settings.

There are also various setting options that allow the credit system to be adapted to personal preferences.

How does an annuity loan work? Here is a brief explanation:
An annuity loan has an annuity, the monthly installment, and a loan interest rate. This annuity is made up of the repayment amount and the interest amount. The interest amount is calculated by multiplying the loan interest rate by the remaining amount of the loan. As a result, the interest amount keeps decreasing and the repayment amount keeps increasing.

Credits:
Chissel

The steering wheel does not rotate when GPS is active.
Once GPS is deactivated, the steering wheel continues rotating from the position it was in when automatic steering was engaged.
This behavior is typical for modern tractors, which ensure a smooth transition between manual and automatic control.

Credits:
Maks

Manage your culture rotation with my Excel file specially designed for.

Credits:
Uzafff

This mod tracks the status of your active productions.
It will notify you if a production has less than 5% materials remaining, its storage is over 95% full, and direct selling of finished goods is disabled.

Features:
– Drag-n-drop feature
– Supports singleplayer and multiplayer
– In multiplayer, messages are available to the Farm Manager

Credits:
Temmmych

This mod adds a new settings tab to the pause menu.

Available functions:
– Enable/disable the interface,
– Change the interface color (custom colors can be added to the file “…/modSettings/FS25_additionalGameSettings/uiColors.xml”),
– Enable/disable the crosshair,
– Display a transition effect when switching cameras,
– Enable/disable unnecessary informational windows,
– Enable/disable blinking notifications,
– Enable/disable mouse camera movement in object placement mode,
– Enable/disable automatic game save start,
– Filter objects in the shop (all/base/mods/DLC),
– Toggle lighting from other maps (custom lighting can be added to the folder “…/modSettings/FS25_additionalGameSettings/lighting”),
– Smooth camera movements,
– Start the vehicle engine by pressing the acceleration key,
– Enable/disable depth of field (DoF),
– Enable/disable camera collision,
– Display the current date (customizable format/position/background/color/font boldness),
– Added “Quit to desktop” button.

Version 1.0.0.4:
* Fixed the function “Easier engine starting”, which was not working after patch 1.7.0.0

Credits:
Rockstar